Re: Regarding PayPal (was Payments -> Bank Accounts)
This WebDNA talk-list message is from 2005
It keeps the original formatting.
numero = 63309
interpreted = N
texte = Hi Terry, This is one of the best and fair description about integrating Paypal = for business client. I enter the same situation but you are so kind to = take the time to describe the process. It is so well-written that I suggest you to submit it to any computer or = business magazine. I thought PayPal should learn about these issues and = perhaps their officiers may change their design someday. The unique = email and cc are turning people away. Til now I can't even use my = personal paypal because I cancell my account in order to untie my = account to a website that I don't use but they won't allow me to use the = same email for different website. For any web designers and developers, = we usu have multiple websites and domains. It's a mess. I couldn't use = Paypal on my eBay. So I have to go around to check the price on eBay and = find another site to buy the item with another company that take my cc. = It is stupid. Thank you for sharing your good stuff. -----Original Message----- From: WebDNA Talk [mailto:WebDNA-Talk@talk.smithmicro.com]On Behalf Of Terry Wilson Sent: Friday, October 28, 2005 4:30 AM To: WebDNA Talk Subject: Re: Regarding PayPal (was Payments -> Bank Accounts) About PayPal. I use it with WhosComing.com as a payment option for my=20 clients for their clients. The stigma of it looking amateurish is=20 still with us. But there are other problems. You don't have to have a PayPal account to pay with PayPal, that's=20 true. (In the past, they forced a non-client to take out a PayPal=20 account if they wanted to pay, and this has undoubtedly led to the=20 problems I'm about to describe.) So the process is easy for the=20 customer who is a PayPal 'virgin'. And it's easy if you have PP and=20 want to use those funds. But if you don't have PayPal (or don't want to go through your PP=20 account and just use a CC instead) and if you use an email or a=20 credit card that PayPal already has in its system, they won't take it=20 unless you go through the PP account it is tied to. I've had more=20 than one person say that they don't remember taking out a PP account=20 and had to sign up for a different payment method (also take checks=20 the old fashioned way, or payment at the event). Maybe their spouse=20 took out a PayPal account and forgot about it or they paid with=20 PayPal a few years ago and got into the system that way. I know there=20 are password reminders and so forth, but this is the public... they=20 often don't want to go the extra mile to figure things out. Another problem is that if a business or an organization takes out a=20 PayPal account, as they sometimes do with my site, it can be=20 difficult to establish uniqueness. I will set them up with a new=20 email address, but then they have to come up with a bank account.=20 This isn't too much of a problem, as most org. have a bank account.=20 But sometimes the person administering the account can't add their=20 own primary email address because they have a personal PP account.=20 Now there's a new twist that just came up. In order to pull out more=20 than $500 a month, you have to do 2 of 3 things: Confirm a bank acct=20 or credit card (this is easy because they're already done that);=20 submit your Social Security number; or take out a PayPal credit card.=20 Well, again, if you have a personal PP account (and have raised your=20 limit with your own SS# already), you can't use your own SS#; and if=20 the account is really for your club or something, they don't have one=20 and you don't want to forfeit your own if you might want to take your=20 own PP account in the future. And who wants to apply for and take=20 another credit card out just to satisfy PayPal?!?! And lastly, sometimes the PayPal site just doesn't work, is down, or=20 something, and leaves people hanging. Oh, and the first page they=20 come to is a little confusing offering too many choices at once.=20 Remember, we here on the list are savvy with the internet, but the=20 general public is not. So PayPal looks good on the surface, but after having several clients=20 use it over the past year to take $$ for their events, its downside=20 is patently evident. I love it for a personal business account and=20 doing business on eBay though; (and I've even gotten over, sort of,=20 how they blackballed me for a year for taking payments for foot=20 fetish subscriptions). It just isn't ready for prime time in the=20 business world. If PayPal would lift the restrictions of unique email, CC and so=20 forth, and redesign the system to look more professional; even change=20 the name to sound more professional, maybe it will be accepted for=20 businesses. But right now, it just looks like the business using it=20 is too small to have their own merchant account. Terry --=20 Terry Wilson | terry@terryfic.com | http://terryfic.com http://WhosComing.com - a simplified, affordable online reservation = system http://TightPods.com -- stylish protection for your laptop -------------------------------------------------------------------------= - Attitude is the only difference between ordeal and adventure. ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list
. To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to = Web Archive of this list is at: http://webdna.smithmicro.com/ ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to Web Archive of this list is at: http://webdna.smithmicro.com/
Associated Messages, from the most recent to the oldest:
Hi Terry, This is one of the best and fair description about integrating Paypal = for business client. I enter the same situation but you are so kind to = take the time to describe the process. It is so well-written that I suggest you to submit it to any computer or = business magazine. I thought PayPal should learn about these issues and = perhaps their officiers may change their design someday. The unique = email and cc are turning people away. Til now I can't even use my = personal paypal because I cancell my account in order to untie my = account to a website that I don't use but they won't allow me to use the = same email for different website. For any web designers and developers, = we usu have multiple websites and domains. It's a mess. I couldn't use = Paypal on my eBay. So I have to go around to check the price on eBay and = find another site to buy the item with another company that take my cc. = It is stupid. Thank you for sharing your good stuff. -----Original Message----- From: WebDNA Talk [mailto:WebDNA-Talk@talk.smithmicro.com]On Behalf Of Terry Wilson Sent: Friday, October 28, 2005 4:30 AM To: WebDNA Talk Subject: Re: Regarding PayPal (was Payments -> Bank Accounts) About PayPal. I use it with WhosComing.com as a payment option for my=20 clients for their clients. The stigma of it looking amateurish is=20 still with us. But there are other problems. You don't have to have a PayPal account to pay with PayPal, that's=20 true. (In the past, they forced a non-client to take out a PayPal=20 account if they wanted to pay, and this has undoubtedly led to the=20 problems I'm about to describe.) So the process is easy for the=20 customer who is a PayPal 'virgin'. And it's easy if you have PP and=20 want to use those funds. But if you don't have PayPal (or don't want to go through your PP=20 account and just use a CC instead) and if you use an email or a=20 credit card that PayPal already has in its system, they won't take it=20 unless you go through the PP account it is tied to. I've had more=20 than one person say that they don't remember taking out a PP account=20 and had to sign up for a different payment method (also take checks=20 the old fashioned way, or payment at the event). Maybe their spouse=20 took out a PayPal account and forgot about it or they paid with=20 PayPal a few years ago and got into the system that way. I know there=20 are password reminders and so forth, but this is the public... they=20 often don't want to go the extra mile to figure things out. Another problem is that if a business or an organization takes out a=20 PayPal account, as they sometimes do with my site, it can be=20 difficult to establish uniqueness. I will set them up with a new=20 email address, but then they have to come up with a bank account.=20 This isn't too much of a problem, as most org. have a bank account.=20 But sometimes the person administering the account can't add their=20 own primary email address because they have a personal PP account.=20 Now there's a new twist that just came up. In order to pull out more=20 than $500 a month, you have to do 2 of 3 things: Confirm a bank acct=20 or credit card (this is easy because they're already done that);=20 submit your Social Security number; or take out a PayPal credit card.=20 Well, again, if you have a personal PP account (and have raised your=20 limit with your own SS# already), you can't use your own SS#; and if=20 the account is really for your club or something, they don't have one=20 and you don't want to forfeit your own if you might want to take your=20 own PP account in the future. And who wants to apply for and take=20 another credit card out just to satisfy PayPal?!?! And lastly, sometimes the PayPal site just doesn't work, is down, or=20 something, and leaves people hanging. Oh, and the first page they=20 come to is a little confusing offering too many choices at once.=20 Remember, we here on the list are savvy with the internet, but the=20 general public is not. So PayPal looks good on the surface, but after having several clients=20 use it over the past year to take $$ for their events, its downside=20 is patently evident. I love it for a personal business account and=20 doing business on eBay though; (and I've even gotten over, sort of,=20 how they blackballed me for a year for taking payments for foot=20 fetish subscriptions). It just isn't ready for prime time in the=20 business world. If PayPal would lift the restrictions of unique email, CC and so=20 forth, and redesign the system to look more professional; even change=20 the name to sound more professional, maybe it will be accepted for=20 businesses. But right now, it just looks like the business using it=20 is too small to have their own merchant account. Terry --=20 Terry Wilson | terry@terryfic.com | http://terryfic.com http://WhosComing.com - a simplified, affordable online reservation = system http://TightPods.com -- stylish protection for your laptop -------------------------------------------------------------------------= - Attitude is the only difference between ordeal and adventure. ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to = Web Archive of this list is at: http://webdna.smithmicro.com/ ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to Web Archive of this list is at: http://webdna.smithmicro.com/
"Bess Ho"
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