Re: Payment Processors
This WebDNA talk-list message is from 2005
It keeps the original formatting.
numero = 63023
interpreted = N
texte = I don't have a lot of time to explain more detail here in this email. I = am going to give you some quickie info here. You want to stick with industry leader that is leading the gateway = industry standard like AuthorizeNet. Why? gateway/merchant acct is = important as bank acct for business owners. They are the gateway to = receive payment from customers. You don't want to use anything that is = risky for the merchant that could affect their cash flow. Unless your = client only do 1-2 transition a month, the chance of problems is so low = that your client won't care much about 1-2 ticket size order. There are many holes in Paypal, as big as eBay. Many don't know that = Paypal is not registered as Financial Institute, therefore Paypal = doesn't need to stick to the FDIC rule. I am not here to list = disadvantages about Paypal because Paypal may appear attractive to some = clients for volume less than $500 a month. If you signup with AuthorizeNet as "reseller" they will treat you like = ISO, experience business entity in merchant industry. They won't help = you anything assuming you know what you are doing. Not only you have to = learn everything about setting gateway and integration as the developer, = suddnely you realize that you have to learn how to run the merchant = business as a business. You will lose a lot of time not knowing what to do before you have the = chance to get to the Developer part integration. If your business is = developer, I wouldn't suggest you to cut corner saving some and end up = spending more time figuring it out. I don't mind to help WebDNA developer on understanding how merchant acct = and gateway work because I am working for reputable merchant company = that represent AuthorizeNet and others. AuthorizeNet has deals = supporting more than 300+ commercial shopping cart providers. You can = use their virtual terminal as well as their gateway real time integrated = with shopping cart. Our company founders actually are buddies with = AuthorizeNet founders and help them grow to their existing size. BTW, I can offer better pricing than the listed retail price you found = in AuthorizeNet. We have to talk offline. Bess Ho=20 Business Analyst/Webmaster=20 Dept of Marketing=20 US Merchant Systems=20 3125 Skyway Court=20 Fremont CA 94539=20 Direct 510-771-2100 Ext 119=20 Fax 800-329-0961=20 bessh@usms.com=20 www.usms.com=20 -----Original Message----- From: WebDNA Talk [mailto:WebDNA-Talk@talk.smithmicro.com]On Behalf Of Donovan Brooke Sent: Monday, September 19, 2005 2:25 PM To: WebDNA Talk Subject: Payment Processors There hasn't been a good discussion on this topic in a while and I am in need of adding a service, so... I.P. P.O.S.'s are becoming very versitle from what I can tell. I have set up a couple businesses that use browsers to debit cards manually (instead of the card swipers) without even using the remote integration features. Also, the whole pricing majic eludes me. I see prices all over the board. Is it a sheisters business? The service I will use will have: 1.) Good (and robust) manual sales interface 2.) Remote integration capability (web sales) 3.) Reasonable pricing (gouging just pisses me off) I know Authorizenet.net has a "resaler program" which is kind of like a refferal program. Even with there published pricing, why do I hear of pricing all over the board through them? Their public pricing is: $29.95 / mo $.35 per trans 2.39% per trans Some kind of setup fee Other possible fees having to do with the merchant account If you get set up as a resaller, you pay an initial $79.00 fee. Then you get: $50 for setting up an account $10 (I think per month) for the gateway fee of that commissioned client $.03 per transaction. So you get some of the initial cost back.. which I suppose adds up with the more clients you refer to authnet. Though I've set some clients up to use authnet, I have actually never used them myself, so I'd appreciate comments from some those who have experience with them. I haven't used PayFloPro in a couple years. I liked their admin interface but they were pricy if I remember right ($60 or so/ mo with other charges). I've used plugnpay and as well as a couple others. Plugnpay wasn't bad for price.. though I have received varied pricing for them as well. Anyway, who do you guys like? I need a service in the next day or two so I appreciate your comments. Donovan --=20 = =3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3D= o=3Do=3Do=3Do=3Do=3Do=3Do DONOVAN D. BROOKE Euca Design Center <-Web Development (specializing in eCommerce), -> <- Graphic Design, Custom Tags and Labels -> ADDRESS:> Donovan Brooke Euca Design Center 1871 HWY MM Fitchburg, WI 53575 PH:> 1.608.835.2476 Web:> http://www.egg.bz http://www.euca.us = =3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3D= o=3Do=3Do=3Do=3Do=3Do=3Do ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list
. To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to = Web Archive of this list is at: http://webdna.smithmicro.com/ ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to Web Archive of this list is at: http://webdna.smithmicro.com/
Associated Messages, from the most recent to the oldest:
I don't have a lot of time to explain more detail here in this email. I = am going to give you some quickie info here. You want to stick with industry leader that is leading the gateway = industry standard like AuthorizeNet. Why? gateway/merchant acct is = important as bank acct for business owners. They are the gateway to = receive payment from customers. You don't want to use anything that is = risky for the merchant that could affect their cash flow. Unless your = client only do 1-2 transition a month, the chance of problems is so low = that your client won't care much about 1-2 ticket size order. There are many holes in Paypal, as big as eBay. Many don't know that = Paypal is not registered as Financial Institute, therefore Paypal = doesn't need to stick to the FDIC rule. I am not here to list = disadvantages about Paypal because Paypal may appear attractive to some = clients for volume less than $500 a month. If you signup with AuthorizeNet as "reseller" they will treat you like = ISO, experience business entity in merchant industry. They won't help = you anything assuming you know what you are doing. Not only you have to = learn everything about setting gateway and integration as the developer, = suddnely you realize that you have to learn how to run the merchant = business as a business. You will lose a lot of time not knowing what to do before you have the = chance to get to the Developer part integration. If your business is = developer, I wouldn't suggest you to cut corner saving some and end up = spending more time figuring it out. I don't mind to help WebDNA developer on understanding how merchant acct = and gateway work because I am working for reputable merchant company = that represent AuthorizeNet and others. AuthorizeNet has deals = supporting more than 300+ commercial shopping cart providers. You can = use their virtual terminal as well as their gateway real time integrated = with shopping cart. Our company founders actually are buddies with = AuthorizeNet founders and help them grow to their existing size. BTW, I can offer better pricing than the listed retail price you found = in AuthorizeNet. We have to talk offline. Bess Ho=20 Business Analyst/Webmaster=20 Dept of Marketing=20 US Merchant Systems=20 3125 Skyway Court=20 Fremont CA 94539=20 Direct 510-771-2100 Ext 119=20 Fax 800-329-0961=20 bessh@usms.com=20 www.usms.com=20 -----Original Message----- From: WebDNA Talk [mailto:WebDNA-Talk@talk.smithmicro.com]On Behalf Of Donovan Brooke Sent: Monday, September 19, 2005 2:25 PM To: WebDNA Talk Subject: Payment Processors There hasn't been a good discussion on this topic in a while and I am in need of adding a service, so... I.P. P.O.S.'s are becoming very versitle from what I can tell. I have set up a couple businesses that use browsers to debit cards manually (instead of the card swipers) without even using the remote integration features. Also, the whole pricing majic eludes me. I see prices all over the board. Is it a sheisters business? The service I will use will have: 1.) Good (and robust) manual sales interface 2.) Remote integration capability (web sales) 3.) Reasonable pricing (gouging just pisses me off) I know Authorizenet.net has a "resaler program" which is kind of like a refferal program. Even with there published pricing, why do I hear of pricing all over the board through them? Their public pricing is: $29.95 / mo $.35 per trans 2.39% per trans Some kind of setup fee Other possible fees having to do with the merchant account If you get set up as a resaller, you pay an initial $79.00 fee. Then you get: $50 for setting up an account $10 (I think per month) for the gateway fee of that commissioned client $.03 per transaction. So you get some of the initial cost back.. which I suppose adds up with the more clients you refer to authnet. Though I've set some clients up to use authnet, I have actually never used them myself, so I'd appreciate comments from some those who have experience with them. I haven't used PayFloPro in a couple years. I liked their admin interface but they were pricy if I remember right ($60 or so/ mo with other charges). I've used plugnpay and as well as a couple others. Plugnpay wasn't bad for price.. though I have received varied pricing for them as well. Anyway, who do you guys like? I need a service in the next day or two so I appreciate your comments. Donovan --=20 = =3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3D= o=3Do=3Do=3Do=3Do=3Do=3Do DONOVAN D. BROOKE Euca Design Center <-Web Development (specializing in eCommerce), -> <- Graphic Design, Custom Tags and Labels -> ADDRESS:> Donovan Brooke Euca Design Center 1871 HWY MM Fitchburg, WI 53575 PH:> 1.608.835.2476 Web:> http://www.egg.bz http://www.euca.us = =3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3Do=3D= o=3Do=3Do=3Do=3Do=3Do=3Do ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to = Web Archive of this list is at: http://webdna.smithmicro.com/ ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to Web Archive of this list is at: http://webdna.smithmicro.com/
"Bess Ho"
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